For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide home listings by email. I pride myself on repeat business and hope you'll come to understand why.
How I Can Help
Before you start looking
Closing Costs
- Listen to your wants and needs.
- Search for properties that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing, and negotiating to get you the right price.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes. I can negotiate with sellers to help you with closing costs.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors on your credit report before its too late.
- Determine a comfortable monthly budget for your new purchase, including saving for a down payment and closing costs.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved). Some options include zero or low down payment.
- Schedule an appointment with me, your REALTOR® that you can trust and who understands your needs.
- Determine what neighborhood best matches your needs, like your commute to work and the schools your children will attend.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance and home inspection.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
